A reply to a financial question

I recently received a comment on my post “A peek into my stock portfolio,” so I figure I’d try to answer the questions with my thoughts:

“Thanks so much for this, you make investment sound so do-able, even for me. Got a couple of q’s (1)How should the portfolio adjust the older we get – am in my mid 40s? Why do some people not recommend stocks and bonds the older we get. (2) Liquidity is key the older we get, but got to ensure it beats inflation kill out,so what’s the best way to do this. Thanks.” read more